84 Waterford Way, Montgomery, TX 77356, Montgomery, Texas, United States. - Hero Image
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84
Waterford Way
Montgomery | Texas

Elevated Living

Grounded Values

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DIANE GRIMM
DIANE GRIMM
Presented At
$1,395,000
Bedrooms
4
Bathrooms
4
Living
4,735
SQFT
84 Waterford Way, Montgomery, TX 77356, Montgomery, Texas, United States. - Photo 1
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84 Waterford Way, Montgomery, TX 77356, Montgomery, Texas, United States. , Montgomery , Texas 77356

4 Bedrooms Single Family Detached

Nestled along the serene shores of Lake Conroe, this delightful lake house offers the perfect space to make lasting memories. With its cozy ambiance & classic architecture, this property has been a beloved family retreat for years and is ready for new owners to make it their own. The spacious home features original wood details throughout, w/ large windows that let in plenty of natural light and provide breathtaking lake views. The open living area invites relaxation. A generously sized kitchen with classic cabinets & ample counter space w/ easy access to the breakfast & dining. This home offers 4 bedrooms (Study & GameRM could be BR #5 & #6), 4 full baths, and a large porch/deck, ideal for unwinding at sunset. The outdoor space is equally as inviting, with a private dock, perfect for boating, fishing, or just enjoying the tranquil waters of Lake Conroe. The gated community of Bentwater offers THREE 18-hole golf courses/yacht club/fitness center/spa/tennis & pickleball courts/& pools!

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84
Waterford Way
Montgomery | Texas

3D Street View Tour

Map showing 84 Waterford Way, Montgomery, TX 77356, Montgomery, Texas, United States.

Property Location

84 Waterford Way, Montgomery, TX 77356, Montgomery, Texas, United States., Montgomery Texas

Local Weather & Climate

Montgomery, Texas

Current Conditions Updated recently
77 °F
Scattered clouds
Feels Like 78°F
Humidity 75%
Wind 6 mph
Visibility 6.2 mi
Sunrise 12:13 PM
Sunset 12:39 AM
5-Day Forecast
Mon 30 Mar
Clouds
High 79°
Low 77°
Tue 31 Mar
Clouds
High 87°
Low 64°
Wed 1 Apr
Clouds
High 82°
Low 70°
Thu 2 Apr
Clouds
High 80°
Low 65°
Fri 3 Apr
Clouds
High 88°
Low 65°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Montgomery?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

$
%
$100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (United States)
$0 Est. First Year Interest Deduction
$0 Est. Annual Tax Savings
*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Premium 3.8× median

Our perspective on current market conditions in Montgomery. For informational purposes only — always consult a licensed real estate professional before making decisions.

Neutral Market
Balanced conditions. Negotiate wisely.
58
Buyer Score
Prices are down 0.7% year-over-year

Local Market Price Trends

Median home sale prices in Montgomery, Texas — ZIP code 77356 over the last 24 months. This shows how property values in this neighborhood have changed over time, helping you understand whether the market is appreciating, stable, or cooling.

This property is listed at $1,395,000
Area median: $366,074
-0.7% year-over-year (well below the 3.5% historical avg)

Market Competition

Future Value & Wealth Building

Starting investment: $1,395,000 20% down ($279,000)

42.4 years
Double Your Investment
Based on current market trends, your property value could double
$685,196
10-Year Equity
Your potential equity after 10 years of payments and appreciation
$7,425
Monthly Investment
Estimated monthly mortgage payment (principal & interest)
$2,278,524
30-Year Wealth Potential
Total equity after full mortgage payoff with market appreciation
2.5x
Leverage Power
Your $279,000 down payment could grow to $685,196 in equity (10 yrs)
Investment Perspective
$ $ $
$1 → $1.18
Every dollar invested today could become $1.18 in 10 years
$100 → 118 $1,000 → $1,178
+$63
$63/day
Your home may appreciate while you sleep
$442/week $1,917/mo $23,002/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$189K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential -27% advantage over stocks
RENT 💸 -$768K
vs
OWN 📈 +$685K
$685K Potential Equity
vs $768K lost to rent over 10 years
$279K Down Payment Growth
2.5x
10yr
$685K
4.6x
20yr
$1.3M
8.2x
30yr
$2.3M
Wealth Comparison
×5
Equivalent to 5 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $2.3M
Time to Double Your Investment (accounting for market cycles)
76.9
years
Conservative
0.91% effective/yr
18.2
years
Optimistic
3.88% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $1.5M +9%
Market $1.6M +18%
Optimistic $2.0M +46%
$685K est. equity
20 Years
Conservative $1.7M +20%
Market $1.9M +39%
Optimistic $3.0M +114%
$1.3M est. equity
30 Years
Conservative $1.8M +31%
Market $2.3M +63%
Optimistic $4.4M +213%
$2.3M est. equity

Historical Market Context

How current appreciation compares to long-term averages

National Long-Term Average
4.27 %
1967 – 2024
57 years of U.S. home price data
Recent Decade Average
6.5 %
2014 – 2024
Post-recovery bull market
Opportunity Zone
Current 2.5% appreciation is below the national historical average. This market may offer value opportunities.

Projections account for historical market cycles (~12% corrections every 6 years). Effective annual growth after corrections: 1.6%. Market scenario reflects current 2.5% YoY trend from Zillow (Apr 2026). These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from U.S. Census Bureau, World Bank, Zillow, and Redfin | Market data updated Apr 2026

Neighborhood Demographics

ZIP 77356 • 2022 ACS Data

29,515 Population
Median Age: 48.0
$112,394 Median Income
High
$338,500 Median Home Value
Rent: $1,604
43.0% College Graduates
Above Average

Housing

Homeowners 72.7%
Renters 12.6%
Vacancy Rate 14.7%

Employment

1.9% Unemployment
29.4% Work From Home

Education Attainment (Age 25+)

High School+ 95.6%
Bachelor's+ 43.0%
Graduate+ 13.2%
Data from U.S. Census Bureau American Community Survey 2022

Frequently Asked Questions

Common questions about this property

This house at 84 Waterford Way, Montgomery, TX 77356, Montgomery, Texas, United States features 4 bedrooms with 4,735 square feet of living space.
This property offers 4,735 square feet of living space.
This property is listed at $139,500,000, which equals $29461 per square foot.
In Montgomery, home prices have decreased 0.7% over the past year, it's currently a unknown. These market conditions can affect pricing strategies and negotiation opportunities.
Based on current market indicators, Montgomery shows an active market. The market opportunity score is 58 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Montgomery, Texas. The property is situated in an established neighborhood with convenient access to local amenities and services.
DIANE GRIMM

DIANE GRIMM

Better Homes and Gardens Real Estate Gary Greene

License #0638835

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Better Homes and Gardens Real Estate The Good Life Group

Better Homes and Gardens Real Estate The Good Life Group

Better Homes and Gardens Real Estate Gary Greene

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